Tips & Adivce
Anti-virus software alone is no longer sufficient to guard against ransomware and malvertising. Phishing attempts are getting increasingly difficult to identify from legitimate communications. To guarantee that your business and team are prepared and can minimise vulnerabilities and risk, a well-rounded, controlled strategy is required. FM Secure is a comprehensive suite of cybersecurity services designed to protect your business and its data. We combine the greatest security solutions available with our in-house IT professionals and best practises to create a multi-layered, proactive approach to keep your business safe from unwanted activities.
Consider risk from two angles: the likelihood of a security incident occurring and the possible harm such an event may create. This aids in the definition of risk and allows you to prioritise which dangers to reduce or eliminate.
Consider risk from two angles: the likelihood of a security incident occurring and the possible harm such an event may create. This aids in the definition of risk and allows you to prioritise which dangers to reduce or eliminate.
Keeping your surroundings as simple as possible might assist to decrease danger factors. It is conceivable for a network to be so restricted that it hinders commercial operations. It's crucial to strike a balance between security and usefulness!
We are subject matter experts in both private and public cloud at Creditfix, and we are excited to put our expertise to work for you. We can create a tailored solution that secures your data while boosting productivity, strengthening cooperation, increasing security, and lowering overhead by working together.
You need to know how to create a decent website if you want to flourish in the modern business environment. You're prepared to start your online business. With Mailchimp's commerce capabilities, you can now sell your goods or schedule appointments directly from your website. Additionally, our built-in marketing tools can help you increase sales and expand your company. You need to know how to create a decent website if you want to flourish in the modern business environment. It doesn't matter if you're creating a modest brick-and-mortar store, an online corporation, or an e-commerce business; this is true. You need to have an internet presence where people can find you and from which you can expand your business, even when you're marketing yourself as a brand to employers or as a freelancer. A professionally designed website gives you and your company an instant boost in professionalism. A company website helps you generate new leads while allowing you to engage with your clients and keep them informed of your activities. Additionally, if used properly, your website may be a crucial instrument for developing the personality and voice of your company. Ready to advance your online business by learning how to create a website on your own? This step-by-step manual will walk you through the procedure and assist you in making the best decisions to ensure that your website stands out from the competition. Your own website can help you bring your brand to life. design from scratch, link a domain, track visitors, and improve with SEO
How to raise your website's search ranking, increase audience engagement, and optimise SEO. More than 5 billion Google searches take place every day, so search engine optimization (SEO), which involves modifying your website to increase the quantity of high-quality traffic that it receives, is crucial for engaging your audience. According to Chris Homer, an SEO Analyst at Mailchimp, "SEO is free publicity for your business." "You'll draw in the right audience if you take steps to ensure you rank highly for relevant queries.” Designing and updating your site for SEO is simple when you know what improves your rating in a search result and what makes it fall. Utilize the checklist to incorporate SEO into your digital marketing strategy after learning more about SEO in the section below. SEO checklist: How to improve your results The good news about SEO planning is that what works for SEO also aligns with providing a positive user experience (UX) for people who visit your website. So, SEO-friendly changes equal a better site for the people you want to engage. “SEO should be a consideration throughout every step of your website build and your marketing journey,” says Ade Lewis, Partnerships Director at Mailchimp. “It’s the number one way a consumer will find a small business.” Review this checklist to learn about the changes and adjustments you can make to improve your SEO. Feature relevant keywords. Keywords are words or phrases that people type into search engines to find something. All areas of your website—including page names, headlines, site copy, image captions, page descriptions, and URLs—need to include keywords in a natural way that doesn’t sound too forced. Since people search with specific needs in mind, your keywords should be “long tail,” meaning descriptive and narrowly focused. For example, “wedding photography Newport RI” will work better than just “professional photography.” Specific keywords will bring in less traffic overall, but ranking for more detailed searches will result in a higher conversion rate. Have a clean site structure. Make sure your website is organized in a way that makes it easy for users and search engines to travel through your site and find what they’re looking for. Internal links from one page to another within your site should provide content that educates your visitor, answers a question about what you offer, or engages them in some other valuable way. Internal links give Google more clues about what your website is about, so it can send relevant visitors your way. Feature substantial content. Create website content that’s relevant to your top keywords and hefty enough to be valuable. While punchy, skimmable content is great, keep in mind that Google wants content that solves the search intent, so pages with fewer than 200 words will not be highly ranked. If you want to add meat to your copy, be sure each page solves a problem, answers a question, or moves a visitor forward in their journey through your site. Use relevant title tags. A title tag or page tag is the “headline” for a page when it appears in search engine results pages (SERP). The words or phrases in your title tags should be specific and descriptive. Think, “Learn How to Paint Landscapes and Portraits" instead of "Painting Class." Combining this with the meta description—a longer blurb in search results that says more about what your content provides—encourages users to click through to your website. Title tags also appear in your visitors’ web browser tabs and in social media when your content is shared. This is easy to do in Mailchimp’s website builder. Simply go to the page settings and edit the SEO title to create a title tag and the SEO description to write a meta description. Add alt tags. An alt tag is a text description of an image. It serves 3 important purposes. Search engines can’t interpret images, so alt tags help them identify and rank these pieces of content, improving your SEO. They also help website visitors when an image doesn’t display properly on their screen or load quickly by providing a clue about what image they should be seeing. Last, and definitely not least, alt tags are easy for screen readers to decipher, so they help with web accessibility. Alt tags should be short and descriptive—think, “paddle board on lake with smiling boy” or “chocolate cake with vanilla frosting and strawberry.” Optimize for mobile. Google prioritizes mobile websites, so making sure your website is mobile friendly is critical. This means providing a visually pleasing and easy-to-use experience no matter what device someone is visiting from. Mobile sites also must load quickly on a 3G connection, render properly on any sized screen, have well-spaced site elements that users can easily tap on to take action, and feature content that’s entirely visible without having to scroll left or right. Mailchimp websites are built with mobile in mind—the website builder allows you to preview your website on a mobile phone to see how it looks. Enable fast load times. Ideally your pages should load in under 2 seconds—less than 3 is a must. If they do, it’ll improve your search rankings. There are several things that can slow down your load time, including issues with your content management system (CMS), poorly written code, low bandwidth that can’t handle your traffic volume, or numerous large images on a page. Use Google PageSpeed Insights to test how quickly your website is loading. Be sure you host your website on a platform that enables fast load times. Install Google Search Console and Analytics. Google Search Console will help you see if Google is finding and indexing all of the pages on your website to highlight places you can improve performance. It can also help you set up your own site search tracking. You can connect to Google Analytics from your Mailchimp dashboard to monitor your traffic, see what pages are being visited the most, and what links direct visitors to your website. Here's a guide to help you set up Google Analytics. Make sure your website and URL are secure. Google considers HTTPS encryption a top priority, and will show a security warning in search results if a website is not HTTPs encrypted. Work with a website builder that makes security a priority. All websites created with Mailchimp include an SSL certificate—this encrypts data and guarantees the authenticity of a website to visitors.
Ideas for creating an engaging homepage that increases website traffic. You're prepared to start your online business. With Mailchimp's commerce capabilities, you can now sell your goods or schedule appointments directly from your website. Additionally, our built-in marketing tools can help you increase sales and expand your company. You're prepared to start your online business. With Mailchimp's commerce capabilities, you can now accept payments for tangible goods or schedule appointments directly from your website. Additionally, increase sales with our integrated marketing tools that give you total control over the success of your company. Anyone who hits your homepage needs to be immediately engaged if you want them to stay. When you consider that 47% of visitors "bounce off" or quit a website after reading just one page, the significance of this initial connection becomes even more obvious. Being a good host at a party is similar to creating an effective webpage. Your site should greet visitors, offer a space that's simple to explore, and assist them in finding what they need. According to Jen Ellis, Senior Product Design Manager at Mailchimp, "a homepage is a chance to clearly out what you do and grab a visitor's attention." We are aware that visitors decide quickly whether they want to learn more. Communicate your top messages The most important thing your homepage should do is clearly convey what you offer, and to whom. If you can do this, you stand a good chance of engaging your visitor. Assess your homepage by asking the following 2 questions. 1. Can anyone quickly “get” what you do? The layout, copy, and graphics on your homepage should all work toward the goal of spelling out what your business offers. You’ll know you’ve done it when a first-time visitor, in just a few moments, can understand what you do or sell. What’s typically required to achieve this clear homepage messaging is iteration. This just means creating a homepage, showing it to people—including friends and potential target audience members—and adjusting until it’s clear. Encourage people to be honest with you, make adjustments, and show it to them again until you get it right. 2. Does your audience know they’re in the right place? Part of what makes a homepage compelling to your audience is presenting information that’s valuable to them. Evoke this feeling by using keywords they use to describe themselves in the context of your offering. This is an easy but essential part of search engine optimization (SEO), and it not only makes your website more discoverable on search, it makes your site more engaging. For example, if you provide a service for people looking to meet someone, you might use terms like “discerning" or “good match" if those are the aspirational words people use during this process. If you serve more than one audience, that’s ok. Just be sure to communicate to each one separately. For example, if you broker paintings for artists, you may want to welcome both gallery owners and individual buyers with separate sections that quickly communicate that you’re an important contact for both.
We gather information about your property and its condition over the phone or via email, and then schedule a surveyor to come out and inspect it. The surveyor will write a report on the state of the property - this is a free report that you will not be charged for. Then we take action on your behalf, requesting disclosure from your landlord and serving the agreed-upon disrepair report. We then take over the job and compel your landlord to perform the repair according to the agreed-upon timeline at a high quality. We also ensure that you receive the reimbursement that you are entitled to.
No. This would be a breach of your tenancy agreement, therefore you must continue to pay your rent. It is also a violation of your tenancy agreement if you refuse entry to your landlord. If you have a solicitor on retainer, you should get further counsel as quickly as possible.
The compensation value is determined by its own merits, which include: Type of deterioration, The length of time that something has been in a state of deterioration, Notices were given, inconvenience was created, and personal property was lost. Any and all costs The tenant's age, Inhabitants who are vulnerable, Any problems with your health, Defendants' retaliation/defense, Litigation danger. Your landlord will be responsible for any deterioration that comes under section 11 repairs, and we will ensure that they are completed to a high standard. Prior to this, you will agree on a work plan for the landlord to execute, which must be done within a reasonable and agreed-upon timeframe.
We can prevent a lot more if we know more. Your devices' and IT services' continuing performance, stability, and security are continuously assessed in a predictive failure approach. Predictive failure monitoring detects impending IT outages and initiates automated issue diagnosis and mitigation. This enables us to prevent technological failures from affecting your productivity or putting your company at danger.
Creditfix may detect IT service and infrastructure stability concerns and possible vulnerabilities by using assessments to generate a baseline of assets and settings. Creditfix offers a complete set of security tools to keep your company secure from cyber-attacks. Our Network Operations Center can actively monitor, manage, and update deployed devices thanks to our integrated Anti-Virus, Windows Operating System, and 3rd Party Application Patching solution.
Access to the Creditfix Network Operations Center for preventative maintenance issues distributed to workstations, servers, and network devices, as well as our Service Desk Team for user-initiated IT issues and enquiries. On a weekly and quarterly basis, routine maintenance activities are performed to ensure the performance and reliability of your IT systems. Each maintenance task is monitored by the Creditfix NOC (Network Operations Center) staff to ensure that it is completed successfully and that the general stability of your devices and IT services is maintained.
Our collection team is properly educated and up to date on the current business to business debt collection standards, so we add Late Payment Act interest and collection fees to each commercial debt we issue, ensuring that our collection is free to you until it is paid. Because you value speed of recovery, we evaluate our activities after 28 days and offer a recommendation to you if the account is still due.
Although we may propose legal action as a last resort, our cooperative recovery efforts reduce the need for legal action, saving you time and money. For amicable and legal recoveries, we charge you a fee and transfer collected monies to you every two weeks by BACS. See Legal Debt Collection for further details, including the most recent tariffs. We'll keep you updated. Our efforts are swift, consistent, and unequivocal when it comes to protecting your DSO. We are paid on money we recover, therefore it's in our best interest for us to get you compensated as soon as possible.
With your tea to protect, our actions are prompt, persistent and conclusive. We get paid a fee on money we recover, therefore it's in our best interest for us to get you reimbursed as soon as possible. Our reporting site, Your Debts Online, brings you up to date on our progress 24 hours a day, 7 days a week for your peace of mind.
This article explains what to do if your circumstances change while you're on an Individual Voluntary Arrangement (IVA). If you acquire an inheritance or lose your employment, for example.
If your personal circumstances change while you are under an IVA, you must notify your insolvency practitioner. If you don't notify them when things change, you'll be in violation of your agreement.
For instance, you must inform them of:
Changes in your employment, other obligations you've forgotten about, and if you go further into debt, you'll find yourself with more disposable cash each month when you relocate. If your circumstances have changed and you're not sure whether or not to notify your insolvency practitioner, you should do so.
An IVA is a formal and legally enforceable arrangement between you and your creditors to pay back your debts over a period of time. An insolvency practitioner must set it up. When establishing and administering an IVA, all insolvency practitioners must adhere to a set of guidelines.
Most insolvency practitioners and creditors have signed up to a voluntary code of practice known as the IVA Protocol.
The protocol's goal is to ensure that the processes involved in an individual voluntary arrangement (IVA) are transparent and equitable. For all simple consumer IVAs, the protocol establishes a uniform format.
The protocol establishes an uniform procedure for:
the proposal's substance, how income and spending are calculated, how equity in the home is handled, and the IVA's terms and conditions If you have a regular income and at least three debts with two or more creditors, you will be eligible for an IVA under the protocol. Over time, managing the individual voluntary arrangement.
Background
Privacy Policy

Privacy policy

This Privacy Policy is an overview of how we collect, use, and process your personal data when you use our website Please read this Policy carefully, as it becomes legally binding when you use our Services. We take privacy and protection of your data very seriously and are committed to handling the personal information of those we engage with, whether customers, suppliers, or colleagues responsibly and in a way that meets the legal requirements of the countries in which we operate.

Purpose of use and consent

The Creditfix uses the personal data collected mainly to: process enquiries, as well as notifications defined by the user; conduct anonymous statistical analysis of usage trends to improve Creditfix's online offering; comply with legal obligations; be able to assess risks; perform duties in the public interest. The personal data are erased as soon as the purpose of their processing is fulfilled and they are no longer required. By accessing the Creditfix website you confirm your express consent to this data protection policy, the collection, storage and use of personal data described therein for the purpose of evaluating access and optimising services and online offerings, and to the risks associated with data protection. You also agree to the use of cookies (for more information see the section Cookies and other technologies when using the Creditfix website). You must not access this website if you have not read and/or do not understand this data protection policy or do not agree to be bound by it.

Data collection and storage

Every time the Creditfix website is viewed and used, the following server data, in particular, are saved automatically and kept for 30 days (the list is not exhaustive): IP address; webpage visited; access timestamp; resource requested; files downloaded; The volume of data transmitted; duration of data transmission; country from which the page was accessed; search terms used; name and version of the browser software used. These technical data are used to optimise the website and provide information on how it is used and how visitors inform themselves about Creditfix. The data recorded are collected on an anonymised basis and as a rule, do not allow the individual user to be identified. To this extent, no personal data are processed. If you provide specific information about yourself on a registration page or sign up for a notification service, these personal data are collected directly from the user. This covers all handling of personal data, regardless of the means and procedures used, and in particular the collection, use, storage, application, modification, disclosure, archiving, erasure or destruction of personal data. This is not an exhaustive description. The following personal data can be collected on the basis of the information entered by users on the website: organisation; last name; first name; address; landline and mobile phone number; email address. Personal data from email enquiries will be used only to answer the enquiry in question. Information material, notifications or brochures will be sent to you after you have supplied the required information. The data will be used by the Creditfix only in connection with processing your enquiry. You can object to the sending of information at any time. The relevant personal data will be erased once the regular mailing ends.

Data security

Creditfix takes appropriate technical and organisational security precautions (e.g. SSL encryption of Creditfix websites) to protect your personal data from unauthorised access and processing as well as from misuse. When selecting and instructing external service providers, Creditfix makes sure that the recipients of personal data comply with the relevant data protection requirements by taking appropriate technical and organisational measures. Despite regular checks, however, complete protection from all the risks inherent in the internet as a universally accessible medium is not possible.

Protection of minors

People under 18 years of age should not transmit any personal data to Creditfix without the consent of their parents or legal guardians. Creditfix does not request personal data from children or young people. Such data are not knowingly collected and are not passed on to third parties.

Links to websites of other providers

The Creditfix website may contain links to websites of other providers not covered by this data protection policy. Creditfix has no influence on these providers' compliance with the relevant data protection rules. In this respect, the data protection policies of the respective websites must be observed.

Cookies and other technologies when using the Creditfix website

Creditfix's web servers automatically register non-personal details of visits to the website, as described in more detail above under Data collection and storage. To differentiate between individual users, Creditfix sometimes uses cookies on its website. Cookies are small files that are stored on the user's computer or mobile device to track their use of the website and navigation and to save settings (e.g. selected language). Creditfix uses software hosted on its own servers for the anonymised statistical evaluation of website use. This means that no personal data leave the Creditfix (IP addresses are anonymised immediately). By using this software, Creditfix can, among other things, collect statistical data on the frequency and time of use of individual areas of the website and use this information to further develop the website, in particular, to make it useful and user-friendly. You can opt-out of the use of cookies at any time by deleting or restricting the cookies set by the Creditfix website via the settings in your internet browser. For this purpose, an opt-out cookie that deactivates tracking is set in the browser of the user in question. You can also prevent the collection of your data for statistical purposes. Your visit to this website is currently being tracked anonymously for statistical purposes. If you deselect the checkbox, tracking will be deactivated. The Creditfix may use third-party components, for example a video platform, to improve the user experience. These components may also use cookies for similar purposes. Neither these third parties nor the Creditfix has access to data the other collects using cookies.

Duration of storage of personal data

The Creditfix stores personal data for as long as necessary to fulfil contractual as well as national and international legal obligations, to pursue business interests, or for the purposes for which processing is used. Personal data may be retained for as long as claims can be asserted against the Creditfix or insofar as the Creditfix is otherwise legally obliged to do so or justified business interests require it. As soon as stored personal data is no longer required, it is erased as far as possible or anonymised.

No automated decision-making

In some cases the Creditfix processes your personal data on an automated basis with the aim of evaluating certain personal aspects, but it does not use automated evaluation tools (profiling).

Rights of data subjects

Data subjects may request information free of charge on whether their personal data are being processed by the Creditfix. In principle, data subjects have the right to object to data processing, the right to have their personal data corrected or erased, the right to restrict data processing and the right to data transferability (so-called data portability). In cases where the Creditfix processes personal data on the basis of consent, this consent can be revoked at any time; however, this has no effect on data processing already carried out. Incorrect data can be corrected upon request. These rights may be restricted by legal or regulatory provisions (e.g. the Creditfix's reporting, archiving or retention obligations).

Changes and amendments

As new technologies are implemented and services are improved for you, changes to this data protection policy may become necessary. The Creditfix may at any time and without prior notice modify this data protection policy and any content on the Creditfix website. The Creditfix therefore recommends that you reread this policy from time to time.

Social media

We use social media sites that are accessible to the general public to advertise our services, publish news and promotional updates, and offer updates. If you leave a comment on our Facebook page, for example, we may gather personal data from these social networking sites. You should be aware of the following before sending any information to us through these platforms: - You must not post any personal or special category information on our pages that are accessible to the public, such as your account information. The social media web pages are publicly accessible. In order to identify you and fulfil any requests you make, we can send you a private message asking for your account information; and Any personal information you submit through a social networking platform will be handled in line with that platform's own privacy policies. On each social media platform, the privacy regulations are viewable.

Security

We take the security of your personal information very seriously, and we will continue to take the necessary precautions to preserve its integrity, confidentiality, and accessibility. These steps consist of:

  • Security standards and procedures for the company
  • security testing and monitoring;
  • adherence to industry regulations and laws;
  • staff security awareness;
  • role-based and access control systems to prevent unauthorised access to the information;
  • encryption and anonymization technology;
  • security testing and monitoring;

How to reach us regarding our services and how we could contact you

We may contact you by letter, telephone, email, text, push notifications, social media, or by any other electronic means to ensure that you are kept fully informed about the services we provide to you. We may also send you communications through any online customer platforms. You can tell us at any moment that you do not wish to be contacted in a certain method, but if you are using our services, we must be able to communicate with you. Frequently, a legal or regulatory obligation is the cause of this. To make sure that we use your most recent contact information, it is crucial that you keep us informed if your contact information changes.

Your rights

To access your private data

You have the right to seek a copy of the personal data we may have on file for you from us. It is frequently referred to as a "Data Subject Access Request." You can send an email or a written letter requesting this information. We may request identification or ask sufficient questions to allow us to locate the information and make sure that we're only sending it where you have given your consent before sending this information to you or to another person or business to whom you have requested that this personal information be sent.

Right to request a correction of your personal information

You have the right to ask us to amend any inaccurate personal information we may have on you.

Right to revoke consent to or restrict how we use your data

If we no longer have the right to process your personal information, you have the right to request that it be deleted or that we cease processing it. Due to our commitments under the law or regulations, there may be times when we are unable to erase the data. If you want us to erase your information, we will talk to you about it.

Portability

You might be able to ask for your information to be given to you or another business in specific circumstances so that it can be handled electronically by either of you or the other business. You must get in touch with us if you wish to request this.

Debt Management Plans

If you enter into a Debt Management Plan (DMP) with us, it will be provided by Creditfix. In order to provide your Debt Management Plan service we will need to use your personal information as follows:

Contact details

Contact details such as your full name, current address and any relevant previous addresses, numbers and email address are required so we can set up and negotiate your plan between you and your creditors. We also need these details so we can stay in touch with you throughout your plan and keep you updated on its progress and contact you when necessary.

Call recordings

We may record calls for monitoring, training and quality assurance purposes and to meet our legal and regulatory obligations.

Chat logs

You may communicate with us via our online chat system. We may keep a record of your chat history with us which can help us manage your plan.

Emails

We may keep a record of any email correspondence to help us manage your plan.

Personal information

In order to administer your plan, we will require the following personal information: your DOB, gender, previous names, living arrangements, employment details, marital status, and details of any dependants. We require this information so that we can administer your plan and consider your circumstances and any changes that might take place throughout your plan.

Identification check

We will use your personal information to authenticate your identity in order to comply with anti-money laundering legislation.

Financial information

n order to administer your plan, we will require the following financial information: Bank / building society information, details of your creditors/collection agencies including account numbers, reference numbers, statements, balances and payment information and also details of any assets you may have. We require this information so that we can administer your plan, collect payments and negotiate/administer payments to creditors throughout your plan.

Income and expenses

We will need details of your personal financial status including all sources of household income and expenses. This information allows us to determine what you can afford to pay into your Debt Management Plan and to ensure that we set the correct level of payments for both you and your creditors.

Special Category data

In some situations we may need to collect special category information; however, we will not do this without first obtaining your consent at the time. We will only need this information, where it is necessary and in relation to the running of your plan.

Creditor reference agency data

We may ask for consent to perform a credit check on your behalf which will supply us with information on your financial situation and creditor information. If at any time you have any changes in circumstances to the information we hold on you during the term of your arrangement, you must inform us immediately.

Sharing of data in a Debt Management Plan

We will need you to share some of your information with external parties who are involved in your debt management plan. These are: Your creditors and their representatives This includes creditors, their agents, debt collectors, bailiffs and any solicitors who are involved in your Debt Management Plan. This is necessary to allow us to provide the service and also ensure that we comply with regulatory obligations.

Solicitors

We may from time to time need to instruct solicitors to assist with the administration of your plan or to assist us with legal, regulatory and contractual obligations.

Other external parties

We may also share your personal information where we have your consent to do so, or where we are required to do so under a legal or regulatory obligation, for example where we are required to do so by a court order, the police, local authorities or the courts. We might share some of your information with the emergency services if you are in any immediate danger.

How long do we hold data

If you do not proceed with a Debt Management Plan your personal information will normally be deleted after 12 months unless otherwise agreed with you. You have a right to view, amend or request deletion of the information that we hold on you sooner if you wish. You can request this in writing via email or by post. If you enter into a Debt Management Plan, we will keep your information on file to ensure that we provide you with our service and that we comply with our legal and regulatory obligations. Your information will be stored for 6 years from the date of completion of your Debt Management Plan or from the date when you no longer require the use of our service. We cannot delete this data sooner if you request us to do so, because we are required to keep it by law. We will delete your data after this 6-year period. After the 6-year time period, we will delete the information or keep data in an anonymous format so that it cannot be connected back to you.

Further information and contact

The Creditfix is responsible for processing your personal data as described in this data protection policy. If you have any questions about the processing of your data, you can contact the Creditfix at the following address: info@creditfix.co.in