Tips & Adivce
Anti-virus software alone is no longer sufficient to guard against ransomware and malvertising. Phishing attempts are getting increasingly difficult to identify from legitimate communications. To guarantee that your business and team are prepared and can minimise vulnerabilities and risk, a well-rounded, controlled strategy is required. FM Secure is a comprehensive suite of cybersecurity services designed to protect your business and its data. We combine the greatest security solutions available with our in-house IT professionals and best practises to create a multi-layered, proactive approach to keep your business safe from unwanted activities.
Consider risk from two angles: the likelihood of a security incident occurring and the possible harm such an event may create. This aids in the definition of risk and allows you to prioritise which dangers to reduce or eliminate.
Consider risk from two angles: the likelihood of a security incident occurring and the possible harm such an event may create. This aids in the definition of risk and allows you to prioritise which dangers to reduce or eliminate.
Keeping your surroundings as simple as possible might assist to decrease danger factors. It is conceivable for a network to be so restricted that it hinders commercial operations. It's crucial to strike a balance between security and usefulness!
We are subject matter experts in both private and public cloud at Creditfix, and we are excited to put our expertise to work for you. We can create a tailored solution that secures your data while boosting productivity, strengthening cooperation, increasing security, and lowering overhead by working together.
You need to know how to create a decent website if you want to flourish in the modern business environment. You're prepared to start your online business. With Mailchimp's commerce capabilities, you can now sell your goods or schedule appointments directly from your website. Additionally, our built-in marketing tools can help you increase sales and expand your company. You need to know how to create a decent website if you want to flourish in the modern business environment. It doesn't matter if you're creating a modest brick-and-mortar store, an online corporation, or an e-commerce business; this is true. You need to have an internet presence where people can find you and from which you can expand your business, even when you're marketing yourself as a brand to employers or as a freelancer. A professionally designed website gives you and your company an instant boost in professionalism. A company website helps you generate new leads while allowing you to engage with your clients and keep them informed of your activities. Additionally, if used properly, your website may be a crucial instrument for developing the personality and voice of your company. Ready to advance your online business by learning how to create a website on your own? This step-by-step manual will walk you through the procedure and assist you in making the best decisions to ensure that your website stands out from the competition. Your own website can help you bring your brand to life. design from scratch, link a domain, track visitors, and improve with SEO
How to raise your website's search ranking, increase audience engagement, and optimise SEO. More than 5 billion Google searches take place every day, so search engine optimization (SEO), which involves modifying your website to increase the quantity of high-quality traffic that it receives, is crucial for engaging your audience. According to Chris Homer, an SEO Analyst at Mailchimp, "SEO is free publicity for your business." "You'll draw in the right audience if you take steps to ensure you rank highly for relevant queries.” Designing and updating your site for SEO is simple when you know what improves your rating in a search result and what makes it fall. Utilize the checklist to incorporate SEO into your digital marketing strategy after learning more about SEO in the section below. SEO checklist: How to improve your results The good news about SEO planning is that what works for SEO also aligns with providing a positive user experience (UX) for people who visit your website. So, SEO-friendly changes equal a better site for the people you want to engage. “SEO should be a consideration throughout every step of your website build and your marketing journey,” says Ade Lewis, Partnerships Director at Mailchimp. “It’s the number one way a consumer will find a small business.” Review this checklist to learn about the changes and adjustments you can make to improve your SEO. Feature relevant keywords. Keywords are words or phrases that people type into search engines to find something. All areas of your website—including page names, headlines, site copy, image captions, page descriptions, and URLs—need to include keywords in a natural way that doesn’t sound too forced. Since people search with specific needs in mind, your keywords should be “long tail,” meaning descriptive and narrowly focused. For example, “wedding photography Newport RI” will work better than just “professional photography.” Specific keywords will bring in less traffic overall, but ranking for more detailed searches will result in a higher conversion rate. Have a clean site structure. Make sure your website is organized in a way that makes it easy for users and search engines to travel through your site and find what they’re looking for. Internal links from one page to another within your site should provide content that educates your visitor, answers a question about what you offer, or engages them in some other valuable way. Internal links give Google more clues about what your website is about, so it can send relevant visitors your way. Feature substantial content. Create website content that’s relevant to your top keywords and hefty enough to be valuable. While punchy, skimmable content is great, keep in mind that Google wants content that solves the search intent, so pages with fewer than 200 words will not be highly ranked. If you want to add meat to your copy, be sure each page solves a problem, answers a question, or moves a visitor forward in their journey through your site. Use relevant title tags. A title tag or page tag is the “headline” for a page when it appears in search engine results pages (SERP). The words or phrases in your title tags should be specific and descriptive. Think, “Learn How to Paint Landscapes and Portraits" instead of "Painting Class." Combining this with the meta description—a longer blurb in search results that says more about what your content provides—encourages users to click through to your website. Title tags also appear in your visitors’ web browser tabs and in social media when your content is shared. This is easy to do in Mailchimp’s website builder. Simply go to the page settings and edit the SEO title to create a title tag and the SEO description to write a meta description. Add alt tags. An alt tag is a text description of an image. It serves 3 important purposes. Search engines can’t interpret images, so alt tags help them identify and rank these pieces of content, improving your SEO. They also help website visitors when an image doesn’t display properly on their screen or load quickly by providing a clue about what image they should be seeing. Last, and definitely not least, alt tags are easy for screen readers to decipher, so they help with web accessibility. Alt tags should be short and descriptive—think, “paddle board on lake with smiling boy” or “chocolate cake with vanilla frosting and strawberry.” Optimize for mobile. Google prioritizes mobile websites, so making sure your website is mobile friendly is critical. This means providing a visually pleasing and easy-to-use experience no matter what device someone is visiting from. Mobile sites also must load quickly on a 3G connection, render properly on any sized screen, have well-spaced site elements that users can easily tap on to take action, and feature content that’s entirely visible without having to scroll left or right. Mailchimp websites are built with mobile in mind—the website builder allows you to preview your website on a mobile phone to see how it looks. Enable fast load times. Ideally your pages should load in under 2 seconds—less than 3 is a must. If they do, it’ll improve your search rankings. There are several things that can slow down your load time, including issues with your content management system (CMS), poorly written code, low bandwidth that can’t handle your traffic volume, or numerous large images on a page. Use Google PageSpeed Insights to test how quickly your website is loading. Be sure you host your website on a platform that enables fast load times. Install Google Search Console and Analytics. Google Search Console will help you see if Google is finding and indexing all of the pages on your website to highlight places you can improve performance. It can also help you set up your own site search tracking. You can connect to Google Analytics from your Mailchimp dashboard to monitor your traffic, see what pages are being visited the most, and what links direct visitors to your website. Here's a guide to help you set up Google Analytics. Make sure your website and URL are secure. Google considers HTTPS encryption a top priority, and will show a security warning in search results if a website is not HTTPs encrypted. Work with a website builder that makes security a priority. All websites created with Mailchimp include an SSL certificate—this encrypts data and guarantees the authenticity of a website to visitors.
Ideas for creating an engaging homepage that increases website traffic. You're prepared to start your online business. With Mailchimp's commerce capabilities, you can now sell your goods or schedule appointments directly from your website. Additionally, our built-in marketing tools can help you increase sales and expand your company. You're prepared to start your online business. With Mailchimp's commerce capabilities, you can now accept payments for tangible goods or schedule appointments directly from your website. Additionally, increase sales with our integrated marketing tools that give you total control over the success of your company. Anyone who hits your homepage needs to be immediately engaged if you want them to stay. When you consider that 47% of visitors "bounce off" or quit a website after reading just one page, the significance of this initial connection becomes even more obvious. Being a good host at a party is similar to creating an effective webpage. Your site should greet visitors, offer a space that's simple to explore, and assist them in finding what they need. According to Jen Ellis, Senior Product Design Manager at Mailchimp, "a homepage is a chance to clearly out what you do and grab a visitor's attention." We are aware that visitors decide quickly whether they want to learn more. Communicate your top messages The most important thing your homepage should do is clearly convey what you offer, and to whom. If you can do this, you stand a good chance of engaging your visitor. Assess your homepage by asking the following 2 questions. 1. Can anyone quickly “get” what you do? The layout, copy, and graphics on your homepage should all work toward the goal of spelling out what your business offers. You’ll know you’ve done it when a first-time visitor, in just a few moments, can understand what you do or sell. What’s typically required to achieve this clear homepage messaging is iteration. This just means creating a homepage, showing it to people—including friends and potential target audience members—and adjusting until it’s clear. Encourage people to be honest with you, make adjustments, and show it to them again until you get it right. 2. Does your audience know they’re in the right place? Part of what makes a homepage compelling to your audience is presenting information that’s valuable to them. Evoke this feeling by using keywords they use to describe themselves in the context of your offering. This is an easy but essential part of search engine optimization (SEO), and it not only makes your website more discoverable on search, it makes your site more engaging. For example, if you provide a service for people looking to meet someone, you might use terms like “discerning" or “good match" if those are the aspirational words people use during this process. If you serve more than one audience, that’s ok. Just be sure to communicate to each one separately. For example, if you broker paintings for artists, you may want to welcome both gallery owners and individual buyers with separate sections that quickly communicate that you’re an important contact for both.
We gather information about your property and its condition over the phone or via email, and then schedule a surveyor to come out and inspect it. The surveyor will write a report on the state of the property - this is a free report that you will not be charged for. Then we take action on your behalf, requesting disclosure from your landlord and serving the agreed-upon disrepair report. We then take over the job and compel your landlord to perform the repair according to the agreed-upon timeline at a high quality. We also ensure that you receive the reimbursement that you are entitled to.
No. This would be a breach of your tenancy agreement, therefore you must continue to pay your rent. It is also a violation of your tenancy agreement if you refuse entry to your landlord. If you have a solicitor on retainer, you should get further counsel as quickly as possible.
The compensation value is determined by its own merits, which include: Type of deterioration, The length of time that something has been in a state of deterioration, Notices were given, inconvenience was created, and personal property was lost. Any and all costs The tenant's age, Inhabitants who are vulnerable, Any problems with your health, Defendants' retaliation/defense, Litigation danger. Your landlord will be responsible for any deterioration that comes under section 11 repairs, and we will ensure that they are completed to a high standard. Prior to this, you will agree on a work plan for the landlord to execute, which must be done within a reasonable and agreed-upon timeframe.
We can prevent a lot more if we know more. Your devices' and IT services' continuing performance, stability, and security are continuously assessed in a predictive failure approach. Predictive failure monitoring detects impending IT outages and initiates automated issue diagnosis and mitigation. This enables us to prevent technological failures from affecting your productivity or putting your company at danger.
Creditfix may detect IT service and infrastructure stability concerns and possible vulnerabilities by using assessments to generate a baseline of assets and settings. Creditfix offers a complete set of security tools to keep your company secure from cyber-attacks. Our Network Operations Center can actively monitor, manage, and update deployed devices thanks to our integrated Anti-Virus, Windows Operating System, and 3rd Party Application Patching solution.
Access to the Creditfix Network Operations Center for preventative maintenance issues distributed to workstations, servers, and network devices, as well as our Service Desk Team for user-initiated IT issues and enquiries. On a weekly and quarterly basis, routine maintenance activities are performed to ensure the performance and reliability of your IT systems. Each maintenance task is monitored by the Creditfix NOC (Network Operations Center) staff to ensure that it is completed successfully and that the general stability of your devices and IT services is maintained.
Our collection team is properly educated and up to date on the current business to business debt collection standards, so we add Late Payment Act interest and collection fees to each commercial debt we issue, ensuring that our collection is free to you until it is paid. Because you value speed of recovery, we evaluate our activities after 28 days and offer a recommendation to you if the account is still due.
Although we may propose legal action as a last resort, our cooperative recovery efforts reduce the need for legal action, saving you time and money. For amicable and legal recoveries, we charge you a fee and transfer collected monies to you every two weeks by BACS. See Legal Debt Collection for further details, including the most recent tariffs. We'll keep you updated. Our efforts are swift, consistent, and unequivocal when it comes to protecting your DSO. We are paid on money we recover, therefore it's in our best interest for us to get you compensated as soon as possible.
With your tea to protect, our actions are prompt, persistent and conclusive. We get paid a fee on money we recover, therefore it's in our best interest for us to get you reimbursed as soon as possible. Our reporting site, Your Debts Online, brings you up to date on our progress 24 hours a day, 7 days a week for your peace of mind.
This article explains what to do if your circumstances change while you're on an Individual Voluntary Arrangement (IVA). If you acquire an inheritance or lose your employment, for example.
If your personal circumstances change while you are under an IVA, you must notify your insolvency practitioner. If you don't notify them when things change, you'll be in violation of your agreement.
For instance, you must inform them of:
Changes in your employment, other obligations you've forgotten about, and if you go further into debt, you'll find yourself with more disposable cash each month when you relocate. If your circumstances have changed and you're not sure whether or not to notify your insolvency practitioner, you should do so.
An IVA is a formal and legally enforceable arrangement between you and your creditors to pay back your debts over a period of time. An insolvency practitioner must set it up. When establishing and administering an IVA, all insolvency practitioners must adhere to a set of guidelines.
Most insolvency practitioners and creditors have signed up to a voluntary code of practice known as the IVA Protocol.
The protocol's goal is to ensure that the processes involved in an individual voluntary arrangement (IVA) are transparent and equitable. For all simple consumer IVAs, the protocol establishes a uniform format.
The protocol establishes an uniform procedure for:
the proposal's substance, how income and spending are calculated, how equity in the home is handled, and the IVA's terms and conditions If you have a regular income and at least three debts with two or more creditors, you will be eligible for an IVA under the protocol. Over time, managing the individual voluntary arrangement.
Background
Cookie Policy

Cookie policy

This cookie policy explains how cookies and similar technologies, such as pixels, beacons, and tags (together “cookies”) on our websites and other online services (like applications, portals, or other services that use cookies).

What are cookies and why do we use them?

Cookies are small text files stored in your browser’s memory by our websites. They are commonly used to support various functions on our websites. Cookies do other very useful jobs, such as tell us which pages you visited the most, understand how effective our website has been to you, and improve our communication to you on our products and services. We do not use cookies to collect information that directly identifies you as an individual. However, some information collected by cookies may be treated as personal data (such as your browsing history, or your device information). Depending on the job the cookie needs to perform, it may be a session or persistent cookie: Persistent cookies are retained on your device until you either erase them or your browser erases them when the cookie reaches its expiration date. Session cookies are temporary and expire once you close your browser or once your session ends.

What type of cookies do we use?

To help you better understand what cookies we apply to our websites, we have classified our cookies into four categories: Strictly Necessary, Performance, Functional and Targeting.

Category 1: Strictly Necessary

These cookies are essential for the operation of our website, your browsing experience and they are also used to enable authentication and security. We use the information collected by these cookies to: Monitor that our websites are operating correctly and deliver content to you reliably; If necessary, carry your information in pages to avoid re-entering Remember your cookie consent decisions As strictly necessary cookies are essential for our website to work, they cannot be disabled at our end. You can set your browser to block or alert you about these cookies but opting out of them may cause some parts of our websites to not work.


Category 2: Performance Cookies

These cookies collect information on how you use our website. For example, which pages you have visited and whether you have experienced any errors during your visit. They may also be used to perform website analytics. This data collected by these cookies is stored in an aggregate form and will not directly identify you as an individual. We use the information collected by these cookies to: Understand how our website is being used and how effective our campaigns are Test different versions of our website so that we can make improvements By not accepting these cookies, your browsing experience on our websites may be impacted.


Category 3: Functionality Cookies

These cookies remember you so that we can improve, enhance and personalize your visit to our website. We use the information collected by these cookies to: Personalize our website’s content for your preferences Provide you various web services, including the ability to watch a video If you limit these cookies on your browser, our website cannot remember choices you've previously made or personalize your browsing experience. By not accepting these cookies, our website cannot remember choices you’ve previously made or personalize your browsing experience.


Category 4: Targeting Cookies

We or our third-party partners may place targeting cookies (also called advertising cookies) on your browser when you are browsing our website to allow us to tailor our marketing to you and your interests. Targeting cookies are not used to directly identify you. They record information like your visit to our websites, details of other websites that directed you to our websites, your responses to our online advertisements and pages you have visited so that we and our partners can gain insights into what communications, products, and services you or other potential customers may be interested in. In order to gain these insights, sometimes we may analyze your personal data to create a profile of your interests and preferences so that we can communicate information relevant to you and your interests. We also may make use of additional information about you when it is available from internal and external third-party sources. We use the information collected by these cookies to: tailor our advertisements or offers to you (including those on our or third party websites, such as social media networks or otherwise) make our websites more relevant to your interests based on your past visits to our websites evaluate the effectiveness of our marketing and advertising activities help us identify customers similar to our audience


Creditfix employs cookies for marketing and analytics purposes

Yes, to the extent legally allowed in some areas, we may use information acquired through our cookies to identify user behaviour and deliver content and offers based on your profile, as well as for the other reasons indicated below. In other situations, we can link cookie data (including data from cookies put through our adverts on third-party sites) to an identifiable person. For instance: We will know if you open, read, or delete a targeted email if it contains web beacons, cookies, or other similar technology. Even if you are not registered or signed into our site, when you click a link in a marketing e-mail from creditfix, we will use a cookie to track what pages you see and what material you download from our websites. Combining and analysing personal data – As previously stated, we may combine data from publicly available sources as well as our various e-mail, website, and personal interactions with you (this includes information collected in our various websites, such as our careers and corporate sites, as well as information collected when you sign-up or log on to our sites or connect to our sites using your social media credentials) (such as LinkedIn). We aggregate this information to evaluate your Creditfix experience.

What types of cookies does the site use?

The cookies used on Creditfix sites have been categorized as per the table below. However, it is important to note that not all cookies may be used in all jurisdictions or websites. A list of the categories of cookies used on this website is set out below.

Strictly Necessary cookies

These cookies are essential in order to enable you to move around the site and use its features, such as accessing secure areas of the site. Without these cookies, services you have asked for cannot be provided.

First party analytics cookies

These cookies allow us to employ data analytics so we can measure and improve the performance of our site and provide more relevant content to you. These cookies don't collect information that identifies a visitor down to an individual level that is available to us. These cookies are not passing personally identifiable information to any external third party other than in limited cases when we engage a service provider to act on our behalf but who is then unable to use the data for their own purposes. These include, Adobe’s Analytics, Target and Audience Manager; Contentsquare and Demandbase.

Performance cookies

Performance cookies are generally third-party cookies from vendors we work with or who work on our behalf that collect information about your visit and use of the Creditfix website, for instance which pages you visit the most often, and if you get error messages from web pages. These cookies don't collect information that identifies a visitor. All information these cookies collect is anonymous and is only used to improve how the website works. Third party vendors may have access to this data and may use it to improve their overall services and offerings.

Functionality cookies

These cookies allow a site to remember choices you make (such as your username, language or the region you are in) and provide more enhanced, personal features. These cookies cannot track your browsing activity on other websites. They don’t gather any information about you that could be used for advertising or remembering where you’ve been on the Internet outside our site.

Advertising and social media cookies

Advertising and social media cookies (including web beacons and other tracking and storage technologies) are used to (1) deliver advertisements more relevant to you and your interests; (2) limit the number of times you see an advertisement; (3) help measure the effectiveness of the advertising campaign; (4) retargeting to Creditfix websites/information and (5) understand people’s behavior after they view an advertisement. They are usually placed on behalf of advertising networks with the site operator’s permission. They remember that you have visited a site and quite often they will be linked to site functionality provided by the other organization. This may impact the content and messages you see on other websites you visit.

Cookies for functionality:

Improving your online experience These cookies keep track of your choices and adapt the website to meet your needs. We can't remember your preferences or customize your online experience without these cookies.


This sort of cookie is used to: Remember you between visits on your devices to make online banking login faster. Make online transactions easier by remembering your most recent account and using it as the default for your next transaction. Remember which panels you've extended and collapsed when displaying your mini-statement. Remember essential information as you navigate from page to page to avoid having to retype the same information. Session cookies and persistent cookies are the two types of cookies. Session cookies are only stored on your computer for the duration of your visit to a website. When you close your browser, they disappear. Security can be aided by session cookies. They can, for example, keep you signed in as you navigate a website. When you close your browser, persistent cookies remain on your device. They're utilised for a variety of tasks. They can remember your User ID for websites where you log in, for example. They can also remember your preferences for when you return to a website. They help businesses understand how consumers use their websites. They may also be used to personalise advertisements and marketing on social media, apps, and other websites. Cookies from the first and third parties The origin of a cookie determines whether it is a first or third party. Websites you visit set first-party cookies. Outside organisations set third-party cookies. If you click one, the social media site will place a 'third party' cookie on your computer. That cookie may then collect and communicate data about you to them as well. To inform them how they can use your data, you must establish your privacy preferences on their site. Emails with cookies We employ cookies and similar technology in emails in addition to the cookies we use on our website. These let us determine whether or not you have opened an email and how you have engaged with it. If you click on a link inside the email, cookies may be set.

How to Manage and Remove Cookies

You may change your browser to limit or reject cookies, or you can close the email before downloading any pictures or clicking on any links if you don't want to accept cookies in emails. Are you okay with us using cookies? Some features meant to improve your online experience are only available if cookies are used. You may change your mind at any moment, but are you okay with us storing and accessing cookies on your device for the reasons specified for the time being?

Cookies for performance and marketing

The Lloyds Banking Group is updating its websites to ensure that we obtain your permission to use certain cookies. All of our systems will require some time to be updated. You won't be able to make decisions on some websites managed by companies in our group until then. This means that even if you don't want to, you may still see targeted marketing and adverts from us during this period. As soon as the work is finished, we will update this cookie policy.

Various kinds of cookies

Session cookies: These are transient cookies that disappear when your browser is closed. Persistent cookies: These cookies remain on your computer until you actively delete your browsing history or for a predetermined amount of time. Cookies from the first and third parties: The term "first" or "third" party refers to the website or domain that set the cookie. The website displayed in the URL window, which you have already visited, is the one that sets first-party cookies. Other domains set third-party cookies. For instance, Facebook will establish a cookie when you view or share our content there. Cookies that are necessary for the services we provide are classified as "Necessary" cookies. These cannot be opted out of. We require your consent to set any other cookies, including those used by third-party services. Use the instructions in the guides below to learn how to update your settings at any time.

Google Analytics cookies

On our website, Google Analytics has been installed. It's a web analytics service that Google, Inc. offers (Google). Cookies are used by Google Analytics to track website usage. Google will receive and store the data produced by the cookie about how you use the website (including your IP address) on servers located in the United States. This data will be used by Google to analyse how you use the site, create reports, and do other tasks related to website activity and internet usage. When required to do so by law or when such third parties process the information on Google's behalf, Google may also disclose this information to third parties. Your IP address won't be linked to any other information that Google stores. By choosing the proper options in your browser (see below), you can decline the use of cookies, but keep in mind that you might not be able to access this website's full functionality if you do so.